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Comment “FHA” for more info. If you bought a home with an FHA loan in the last two to three years, this is where things finally start working in your favor. Rates were higher, payments were higher, and most homeowners assume refinancing means an appraisal, a ton of paperwork, and a big headache. That’s not how the FHA Streamline works. The FHA Streamline Refinance is built for people who already have an FHA loan. In many cases there’s no income verification, no appraisal, and very limited docume
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