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This how I answer debt collection calls. #debt #collection #calls #fyp | Raquel Ruthless
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🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you know you have the power to stop debt collection calls and letters? This isn't just a courtesy—it's your federal right under the Fair Debt Collection Practices Act (FDCPA)! ​✍️ The Cease and Desist Power ​If a debt collector contacts you, you can send them a written Cease and Desist Letter (15 USC text{§}1692c(c)). Once they receive it, they MUST stop all communication. ​⚖️ The Consequences of Violation ​If they contact you again (ou
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