A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Average car loan interest rates for excellent credit start at 5.50% for new cars and 6.90% for used cars, based on factors ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances.

Caller's husband secretly co-signed $20,000 auto loan for addicted coworker. Ramsey's co-hosts warn of financial crisis, ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

Car ownership is a piece of the American dream. But what happens when the company that sold that dream collapses without ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Subprime borrowers are falling behind at historic rates, but among prime borrowers — those with stronger credit histories — ...

More Americans than ever are falling behind on their car payments. The share of subprime borrowers at least 60 days past due on their auto loans rose to 6.65% in October, the highest in data going ...

BUDGET. HERE’S BRANDI CUMMINGS. WITH NEW CARS AVERAGING NEARLY $50,000, BUYERS LIKE ALI ARE TURNING TO USED ONES TO AVOID BIG LOANS. I SAVED ABOUT $30,000 DOING SO WITH THAT MONEY I GOT TO PUT TOWARDS ...