Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...

Flexibility is the big selling point of drawdown. The ability to take income to suit your needs, combined with the ...

With a living annuity, you are obliged to take a drawdown of at least 2.5%. I would recommend that you reinvest this money ...

As someone is planning for retirement or starting to think of doing so, you have a number of different financial strategies, ...

Pension annuity sales increased by a quarter (24 per cent) last year to reach a 10-year peak of 89,600, numbers from the Association of British Insurers show.

A reliable retirement income strategy balances stability, flexibility and tax efficiency. Understanding how annuities and ...

UK pensions provider revamps its pre-retirement strategy, cutting cash and sovereign debt in favour of global short-dated ...

The longer retirement lasts, the greater the chance of cognitive decline or dependency. Yet many drawdown plans ignore this.

The “4 per cent rule” is one theory people have adopted to achieve this. It suggests people can withdraw up to 4 per cent of their drawdown pot each year, adjusted for inflation, and still expect ...

Too many superannuation funds are still failing to provide sufficient support to retirees, three years after being urged to ...

Reaching a point where you have saved far more than you ever imagined should feel like a triumph. Surpassing your own ...

Even the most carefully crafted retirement plans can falter without accounting for overlooked threats – from inflation and healthcare costs to family pressures and poor timing.