We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Justin Pot Our upgrade pick, Babbel, has discontinued its premium Live service ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

“You’ve Got Mail” is set in New York City. “Clueless” takes place near Los Angeles. “Sleepless in Seattle” — well, that one’s obvious. Rom-coms from the ’90s may make it seem like you have to live on ...