ACH is an acronym that represents Automated Clearing House — a fitting name for the U.S.-based clearinghouse network through which funds can be moved directly from one bank account to another. Most ...

The way a lender decides if there is a reasonable chance that the borrower will be able to make the loan payments. ACH (Automated Clearing House) A computer-based banking service used by depositors to ...

We encourage every User of the Website who has doubts about any particular loan offer or online personal lending in general to seek professional consult and support, as this form or lending is a ...

When you borrow money through a personal loan, you usually agree to repay the loan in defined amounts each month. Each month’s payment is made up of two parts: the interest, which is the cost of ...

Typically, once you submit an application for credit or to establish a new account with a company, they will examine your credit history. There are two ways in which a company can access your credit ...

When you’ve been declined for a payday loan, it can be frustrating when you felt that your payday loan application was very easy. In most cases, being declined by a ...

You may need money to pay for car repairs, a medical bill, or for a planned purchase. Personal loans can help pay for a single expense and you then pay it off over time. This guide will detail what a ...

Poor credit loans are personal loans made available to consumers with less-than-perfect credit. A bad credit lender understands that the applicant has experienced late payments or has a very limited ...

A loan calculator is like a practice field for your budget. You plug in numbers, hit a button and see what your monthly payment could look like before you sign anything. The tool works fast, but it ...

The financial team at SlickCashLoan sees many people getting into a lot of trouble by borrowing money, only to later scratch their heads over why the loan balance never seems to drop. It is rarely due ...

There are two basic types of personal loans: secured and unsecured. The terms sound a little technical, but the idea is simple. With a secured loan, you use something of yours for collateral. With an ...

Unexpected emergencies can happen overnight. Whether it is a car breakdown, an unexpected medical bill, the furnace suddenly stops working, or an unanticipated job loss, one day you are financially ...