A certificate of deposit, or CD, is a savings product offered by a financial institution that most often pays a predetermined interest rate on a depositor’s set amount of cash over a specified period ...

Certificates of deposits, which gained popularity in the U.S. in the 1960s, are among the safest and most profitable ways to save money. With set annual percentage yields, CDs are a low-risk addition ...

Discover how CD accounts work, understand terms, interest rates, compounding, and strategies to maximize CD benefits for ...

Unlike traditional CDs, which require you to lock in your money for a fixed term, a liquid CD offers the flexibility to withdraw funds without incurring penalties. This type of CD can be an attractive ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs ...

If you've got a bit of cash you don't see yourself needing to use for a bit, a certificate of deposit (CD) can be an excellent way to keep your money safe and earn solid interest. A CD is an ...

Lisa Goetz is a finance content writer for Investopedia. She typically covers insurance, real estate, budgets and credit, and banking and taxes. Ebony Howard is a certified public accountant and a ...

A share certificate is a CD at a credit union. It works the same way a bank CD does. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...