The “snowball method” is going viral on TikTok, with its creator claiming it’s the fastest way to pay down debt. Dave Ramsey, the famed finance expert who is the brains behind the budgeting hack, ...

Key Points Dave Ramsey recommends starting with a $1,000 emergency fund before expanding it to cover three to six months of ...

Ramsey’s stance on debt isn’t nuanced—it’s absolute. “Debt equals risk” and the “borrower is slave to the lender,” he said, ...

Getting out of debt can be challenging and complex. Short of making minimum payments to chip away at your credit card bills or earning extra money through a side gig, just how do you avoid the dreaded ...

Should I prioritize paying off my smallest debt first or the one with the highest interest? When you’re staring down a mountain of debt, it’s only natural to want to get to flat land as quickly as ...

Building a business empire typically means leveraging other people’s money to scale faster. But financial personality Dave Ramsey took the opposite approach—and his unwavering commitment to zero debt ...

Dealing with debt is different for everyone, but the second step in Dave Ramsey’s debt management plan is one approach to getting out from under the weight of car loans, credit card debt and high ...