These new generation of banks are doing the "tech" wrong in fintech if it takes 90 minutes on hold over the phone to report fraud. The old school banks have more functional websites that can lock ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

In any event, PINs are security theatre; their only purpose is to give banks an excuse to deny your fraud claim when your card is stolen (you simply must have committed "Gross Negligence") There is no ...