Mortgage Research Center. Rates averaged 5.61% for a 15-year financed mortgage and 6.48% for a 20-year financed mortgage.

When rates drop, homeowners can look at not only lowering their existing mortgage rate, but also shortening their loan term, ...

Since early June, however, homebuyers have gotten some relief, with the flagship mortgage rate average moving further and ...

The average rate on 30-year fixed home loans registered 6.72% for the week ending July 31, down slightly from 6.74% last week ...

Most people would benefit from a potential mortgage rate reduction, but some may prosper even more. Here's who could benefit ...

As of August 4, 2025, mortgage rates remain high, deepening affordability concerns in the U.S. housing market.

Mortgage rates have dropped, but it's not likely tied to the latest Fed news. Here’s why waiting for a Fed rate cut could be ...

Understanding mortgage and refinance rates is key when navigating the New York housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, ...

Today's refinance rate trends At the start of 2025, many expected inflation to keep cooling down and the Federal Reserve to cut interest rates, which would have gradually lowered mortgage ...

Mortgage refinance rates are expected to inch down over the coming months, but are unlikely to drop below 6.5% without multiple interest rate cuts and weaker economic data.

More homeowners decided to refinance their current mortgage, as interest rates remained fairly steady—under 7%.