The first step in determining whether an RRSP or a TFSA is your best savings strategy is to anticipate how your tax bracket ...

Sandra Abdool, a regional financial planning consultant at RBC, says having money outside of your RRIF can help you avoid making big withdrawals and facing a large tax hit if you suddenly find ...

But the Registered Retirement Savings Plan (RRSP) looks better. According to Ratehub, Canadians aged 35 to 44 have an average RRSP balance of about $49,000. That’s still not amazing, but it’s ...

A widow with two grown children, she has a retirement spending goal of $72,000 a year; her pension and survivor’s CPP will ...

When it comes to saving and investing in Canada, two highly popular registered account options are the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Both offer ...

Are your TFSA and RRSP pulling their weight at 65? Here’s how to turn average balances into steady, tax-efficient income with ...

When your employer offers to put extra money toward your retirement through a group RRSP match, it can feel like a rare ...

So this is a Canadian specific question, but the principles are probably still relevant to those in the US. In Canada, we have an account called the Registered Retirement Savings Plan (RRSP). The ...

The RRSP should be part of your long-term retirement planning. The post RRSP Wealth: 2 Great Canadian Dividend Stocks to Buy ...

I recently finished undergrad and will be moving from Canada to the US in a few weeks to start a new job. I plan on being in the US for a while and depending on my personal situation in 5-6 years, ...