Student loan delinquencies are rising as pandemic-era protections expire. Borrowers with new student loan delinquencies see ...
New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA loans New white paper by Milliman shows FICO Score 10T outperforms ...
MCLEAN, Va., April 22, 2026 (GLOBE NEWSWIRE)-- Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in ...
The Community Home Lenders of America (CHLA) is urging the Federal Housing Finance Agency (FHFA) to accelerate the adoption of VantageScore in mortgage underwriting, citing what it describes as a ...
A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...
Federal housing agencies are adopting VantageScore 4.0 and FICO 10T, marking the first major update to mortgage credit scoring in decades. The change allows lenders to consider rent, utility payments, ...