Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Investopedia / Ellen Lindner A captive agent is an insurance professional who exclusively ...

Medicare agents represent specific insurance companies, assisting with plan selection and providing customer service post-enrollment. Medicare brokers represent the customer and offer a broader range ...

While both types of agents support their clients during the claims process, an independent insurance agent may offer a broader perspective based on how multiple companies handle claims. This can help ...

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The MarketWatch News Department was not involved in the creation of this content. PENSACOLA, Fla., Feb. 10, 2026 /PRNewswire/ -- What's the difference between an independent insurance agent and a ...