A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These ...

There are two types of credit inquiries that you may encounter as you enter the credit marketplace. Soft inquiries (also known as soft pulls) occur when a lender pre-qualifies you or requests a ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Credit score might be one of the most critical figures in any adult's life. It reflects your borrowing and repayment habits, as documented in your credit history. Among the factors influencing your ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

When you check your credit reports, you might notice it lists one or more hard inquiries. Hard inquiries provide a record of which lenders checked your credit reports, and when. Since hard credit ...

Every point may count when you’re applying for a new credit card or loan. Unfortunately, you generally can’t remove accurate records from your credit reports, including hard inquiries from previous ...