When it comes to saving and investing in Canada, two highly popular registered account options are the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Both offer ...

The first step in determining whether an RRSP or a TFSA is your best savings strategy is to anticipate how your tax bracket ...

There are plenty of opportunities for individuals that are looking to invest money in order to take advantage of cheap valuations on good quality provided by the current market environment. However, ...

In my opinion, the fundamental premise behind making an RRSP contribution is to save for your retirement. By investing money in an RRSP account, you gain the benefit of tax sheltered growth. Over the ...

But the Registered Retirement Savings Plan (RRSP) looks better. According to Ratehub, Canadians aged 35 to 44 have an average RRSP balance of about $49,000. That’s still not amazing, but it’s ...

A Registered Retirement Savings Plan (RRSP) can be a powerful financial tool for building retirement savings and enjoying tax benefits along the way. An RRSP can contain a variety of investments, ...

Are your TFSA and RRSP pulling their weight at 65? Here’s how to turn average balances into steady, tax-efficient income with ...

The RRSP should be part of your long-term retirement planning. The post RRSP Wealth: 2 Great Canadian Dividend Stocks to Buy ...

A widow with two grown children, she has a retirement spending goal of $72,000 a year; her pension and survivor’s CPP will ...

My CRA RRSP deduction limit shows I have contribution room of $25,051. But my wife and I have RRIF accounts as we’ve already turned 71. Should I ignore this RRSP contribution limit? —Bob Your annual ...