Flexibility is the big selling point of drawdown. The ability to take income to suit your needs, combined with the ...

Pension annuity sales increased by a quarter (24 per cent) last year to reach a 10-year peak of 89,600, numbers from the Association of British Insurers show.

From the blog: The lead-up to the launch of the pension reforms in April last year created pent-up demand in the market, resulting in many opting to take advantage of the new freedoms and draw down a ...

Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...

The research also found that two thirds (67%) initially preferred the drawdown option and one third (33%) an annuity, before they were given information about the relative features of a CDC pension.

Annuity rates are at the highest level they have been at since 2009 – but research suggests customers may be losing out on bigger retirement incomes by not carefully choosing their provider. Figures ...

A reliable retirement income strategy balances stability, flexibility and tax efficiency. Understanding how annuities and ...

Pension schemes which allow members to designate defined contribution (DC) funds for drawdown may need to amend their scheme rules, following an update to HMRC’s Pensions Tax Manual. On 26 March 2025, ...

The longer retirement lasts, the greater the chance of cognitive decline or dependency. Yet many drawdown plans ignore this.