Deciding when to start receiving Social Security benefits can be complex—especially if you plan to continue working. One of the most important factors to understand is the Earnings Test, a mechanism ...

Claiming spousal benefits allows you to earn up to 50% of the primary claiming spouse's benefit. Note that claiming spousal benefits early results in a larger reduction than for standard benefits.

When a Social Security statement shows incorrect income, it can cause confusion and concern about how benefits may be affected. One woman recently posted on Reddit's r/SocialSecurity forum: "My ...