I don't have a budget, exactly, but don't read that as "unlimited". I'm not CPU bound with my current i5. I wouldn't be upgrading my video card, except that I need to to run the monitor I want to buy.

I believe I just need to upgrade my video card and I'm considering an Nvidia 3060 TI. That will make the problem worse, not better. nVidia's driver overhead has crept up over the years. A now-ancient ...