We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

An ERISA lawyer shares how plan fiduciaries can make sense of the plethora of retirement income solutions. Advisers to the ...

Quick Read A 63-year-old with $480,000 saved faces a $241,000 lifetime income swing between retiring now versus working two ...

LIMRA announced a marketing campaign last week that seeks to expand awareness of and education about “protected lifetime income.” The campaign, the “Lifetime Income Initiative,” seeks to educate ...

Forbes contributors publish independent expert analyses and insights. I write about retirement income planning – and risk. Aug 27, 2024, 07:00am EDT Aug 27, 2024, 08:18pm EDT You’ve recently retired, ...

A growing body of research is sharpening the focus on a critical gap in retirement systems worldwide: the failure to convert savings into dependable income. New findings released by Prudential ...

Traditional pensions, known as defined benefit plans, have been on the decline since their heyday in the 1960s. Guaranteed lifetime income was a key feature of traditional pension plans. Benefits ...

For years, policymakers have promoted lifetime income options as the next evolution of defined contribution plans, the long-awaited bridge between the old pension world and the modern 401(k). On paper ...

Retirees will be able to convert their superannuation into “lifetime income” with a market-first program.

Guaranteed income streams from pensions and other sources are a better predictor of long-term financial stability than nonhousing assets, according to a new issue brief published by the Employee ...

The age you file for Social Security will affect your monthly income for the rest of your life. Delaying benefits could help you earn more than you might think over time. However, there are some ...