Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Having debt written off may sound like you're getting a clean slate, but it can come with lasting consequences.

Learn how to stay motivated, save money, and reach debt-free goals faster by keeping in mind these mistakes to avoid when ...

Paying off a charged-off credit card can help your credit and finances, but only if you handle it the right way.

Current reports on debt repayment strategies: the Avalanche method prioritizes high-interest debt for savings, while the ...

The “snowball method” is going viral on TikTok, with its creator claiming it’s the fastest way to pay down debt. Dave Ramsey, the famed finance expert who is the brains behind the budgeting hack, ...

Jennifer Allan says AI helped her focus on paying off her debt. A woman says she turned to artificial intelligence and used ChatGPT for help with paying off thousands of dollars of debt. Realtor and ...

Credit card debt can feel overwhelming, no matter how much money you make. And if your income barely covers your expenses, it may seem like there’s no way to eliminate that debt. But if you can set ...

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing. And more Americans are falling behind on ...

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

A woman says she turned to artificial intelligence and used ChatGPT for help with paying off thousands of dollars of debt. Realtor and content creator Jennifer Allan started a 30-day ChatGPT challenge ...