We analyzed home insurance rates across four dwelling coverage levels and reviewed complaint data from state insurance departments to identify the cheapest home insurance companies for different ...

Inflation, climate change and other factors have combined to push up premiums for homeowners insurance — with broad implications for consumers and the economy.

Insurance premiums have soared for many homeowners in recent years, but there are steps policyholders can take to reduce them, experts said.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Home insurance rates in the state of Kansas increased 42.6% from 2020 to 2025, according to a new report.

A new, AI-assisted model of insurance is quietly exploding in disaster-prone areas—and may be coming for FEMA too. Is it the ...

Home insurance will cover foundation damage in limited circumstances. Home insurance typically pays for foundation damage only if it’s caused by a sudden and accidental event that’s covered by the ...

Three quarters of Midwestern homeowners are concerned about rising home insurance premiums and 86% of homeowners surveyed in ...

Home insurers pitch policies as a financial peace-of-mind safety net, but in a disaster customers can find the apparent guarantee of compensation evaporates.

Oklahoma homeowners pay the highest insurance rates in the nation, averaging over $5,000 annually, according to a 2026 study.