Homebuyers hoping for mortgage rates to come down significantly will likely be disappointed again next year, experts say.

The latest cut brings the target federal funds rate to a range between 3.5 percent and 3.75 percent, the lowest level in three years. This rate affects many consumer lending and savings rates ...

As the U.S. housing market heads into 2026, mortgage rates are projected to decline slightly but remain high enough to keep ...

Currently, the average interest rate on a 30-year fixed mortgage is 6.22%, compared to 6.2% a week ago, according to the ...

Better reports that Fed rate cuts can influence mortgage rates, but unpredictably; housing buyers should focus on personal ...

The December Federal Reserve meeting may lead to lower mortgage rates, but it's not directly caused by the 25 basis point ...

Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show ...

The current average mortgage rate on a 30-year fixed mortgage is 6.26%, the same as a week earlier, according to the Mortgage ...

Mortgage rates in the United States have been hovering around 6.2% since September 2025, and that trend might not change ...

The average 30-year fixed mortgage loan interest rate stands at 5.99% as of December 23, 2025, according to Zillow, while the ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why.