Americans pretty much everywhere agree that this country’s credit-reporting system is essentially impenetrable. In a bid to help, almost two decades ago, Congress declared consumers have the right to ...

Consumers who want a free credit report along with a free credit score can now get them from one source — CreditKarma.com. The San Francisco-based start-up recently announced that consumers can now ...

As technology has advanced, various tools have been created to help people with lower credit scores or limited credit history get credit. These tools, often called "fintech," have been scrutinized by ...

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...